Most long term care is provided in the home by family caregivers. Family members can make a difference in the quality of life for their aging parents, or other loved ones, if staying at home is an option. The problem for the family caregiver is that the high level of stress that results from being the primary caregiver often leads to illness and in many cases death. The caregiver, due to the high stress, often dies before the one they…
Why would anyone take on the risks and liabilities involved in hiring an in-home care worker for a loved one, who is neither screened, licensed or bonded? The classifieds are filled with people looking for work as aides to the elderly. The question is: Should you hire on of them? Some of these advertisers may be well-qualified and honest, who will do a good job; and some not so reputable. If you are looking to hire someone, be sure you…
When the time is right to hire a professional caregiver, look for a company who provides quality personnel who are more than mere sitters or health personnel. The best caregivers provide mental stimulation to the senior by transforming daily routine into interactive activities. This type of interaction by the caregiver helps to increase the senior’s health and sense of wellbeing. Mental exercise should be an integral part of the senior’s daily care through conversation, reminiscing, story telling, reading, playing games…
If you are a war-time veteran or widow of a war-time veteran, you may qualify for a tax-free benefit to help you pay for the cost of long term care, such as the cost of independent, assisted living or in-home care. The benefit is the VA Non-Service Connected Aid & Attendance Pension, established in 1954 under section 38 USC to assist qualified veterans (and their surviving spouse). BASIC ELIGILITY CRITERIA The veteran must: Be discharged under other than dishonorable conditions…
Often we are working with seniors regarding tax or estate issues when their health begins to decline. At that point it is important to bring in a geriatric care manager to do an assessment and develop a short-range plan, as well as, a long-range plan to help our senior clients remain in their home longer, if that is an option. The short range plan may be to oversee construction changes to the home to make it safer, have better access,…
We understand the unique needs of seniors and the issues associated with aging. Our diverse team of advisors can be a resource and offer solutions for the extended family and the Care¬giver Community regarding the ever-changing rules affecting seniors, their assets and their quality of life. We are an advocate for our senior clients, providing information to help them cope with the aging process and to protect them from pitfalls, scams and financial abuse. We try to understand the senior’s…
We understand the unique needs of seniors and the issues associated with aging. Our diverse team of advisors can be a resource and offer solutions for the extended family and the Care¬giver Community regarding the ever-changing rules affecting seniors, their assets and their quality of life. We are an advocate for our senior clients, providing information to help them cope with the aging process and to protect them from pitfalls, scams and financial abuse. We try to understand the senior’s…
